General Questions
Accordion Sample DescriptionWe understand how important this loan is to you, which is why we’ve integrated the most advanced blockchain technology to process it quickly. In many cases, your loan can be funded in just a few hours. However, the exact time when the funds become available will depend on the processing speed of your crypto wallet, ensuring that you receive your money as swiftly as possible.
Once your loan is issued, the amount and terms you agreed upon remain fixed until the loan is fully repaid. However, you may have the option to refinance your unsecured loan. If you qualify for refinancing, you could potentially access additional funds and even secure a lower annual percentage rate (APR). This option is designed to help you manage your finances more effectively, offering better terms and the flexibility you need to stay on track with your financial goals.
Once your loan has been issued, the amount and terms you've agreed to are set for the duration of the loan until it is fully repaid. However, you may have the option to refinance your unsecured loan. If you qualify, refinancing allows you to borrow additional funds and could even offer you a lower APR (Annual Percentage Rate). This option provides an opportunity to access extra cash while potentially reducing your monthly payments or overall loan costs.
At BadCreditBuddy.com, we cater to a diverse range of customers with various credit profiles. Many of our clients either have no credit score or are classified as having bad credit. As a blockchain finance institution, we specialize in providing loans and mortgages in the form of cryptocurrency, which allows us to offer access to credit products that meet the needs of individuals who may not qualify for traditional financing. Our focus is on helping you secure the funding you need, regardless of your credit history.
Why Bad Credit Union?
No, because BadCreditBuddy operates as a blockchain finance institution, not under traditional banking systems. Checking your rates and terms will not affect your credit score—it’s a soft inquiry only visible to you on your report. However, if you proceed with your loan application, BadCreditBuddy will conduct a hard credit inquiry. This type of inquiry can impact your credit score and will be visible to third parties who review your credit report.
Accordion SamAt BadCreditBuddy, we aim to keep fees clear and straightforward. We charge no administration fees, a $10 Late ESC Fee, and a $5 Dishonored Payment Fee. Rest assured, there are no hidden charges. Additionally, a non-refundable insurance fee of $250 applies. This insurance fee is higher because, in the event you're unable to repay the loan, we use the insurance to cover it through the insurance provider.ple Description
BadCreditBuddy currently offers access to both standard and secured consumer installment loans, utilizing a blockchain system for faster and more secure transactions.
Yes, it's safe. BadCreditBuddy hosts its secure servers through Blockchain Finance, one of the largest and most reputable e-Crypto and blockchain companies worldwide. Additionally, we encrypt all personal and sensitive data to ensure your information is fully protected.
Checking your eligibility is quick and easy. Simply complete our short form, which takes less than two minutes. You'll receive personalized, prequalified rates via email within 30 minutes to 3 hours.